List of Top 6 Most Frequently Used Mobile Payment Apps

The changing behavior of consumers is growing rapidly due to the advanced technology.

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Codenia Admin3 years ago
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Do you want to make your payment options easy and secure ??

Then, why don’t you use mobile payment apps for your business.

And, if you are in this field, get a mobile payment app for your business to attract new customers.

But, in this article, we will discuss the top seven most frequently used mobile payment apps and their features.

With this knowledge, you can even think of building an app and add robust features in them.

Let’s get started…

The changing behavior of consumers is growing rapidly due to the advanced technology. People are using smartphones to complete their daily tasks including paying for goods and services. Businesses have always encouraged mobile payments so that the customers can pay as easily as possible.

With the help of mobile payments apps, there is no need to fumble for cash, write out checks, or wait for invoices.

These mobile payment apps are new ways to exchange money to purchase products, manage expenditures, earn rewards, and more. Some of them are digital wallets, mobile commerce apps, cryptocurrency apps, and peer-to-peer payment platforms.

Essential features for a mobile payment app-

*Interactive and easy UI

*Multiple Currency Support


*Instant Transfer

*QR Code

*Cloud integration

Why should businesses have mobile payment apps ?

*It is a more convenient way for customers to pay.

*It is more secure and safe

*It is an opportunity to stay at the top with new tech

*It improves customer experience

*It save cost and time

So, we have come across why businesses should have their mobile payment apps.

Now let’s have a look at some top trending frequently used mobile payment apps in 2021.



*Cash App


*Google Pay

*Facebook Messenger


PayPal online payment system that supports online money transfers, and serves as an alternative to checks and money orders.

It is a simple and secure way to get paid back, send money to almost anyone, check account activity, choose currencies to send around the world and more.

Benefits of PayPal money payment app-

*PayPal is safe

*Sending money to friends and family is free

*An easy-to-use app

*Offers special discounts

When it comes to using PayPal to buy goods and services, it’s one of the safest platforms.

So, you have come across the benefits of this app. Let's look at how to use this payment app.

How to use PayPal mobile payment app ?

*Download the app “PayPal”

*Sign up with you name, address, email address and password

*Click and create the account

*Add your card (Debit, credit ) in PayPal

*Then, Start paying and receiving money with PayPal


Venmo is a mobile payment service owned by PayPal where you can transfer funds to others via a mobile phone app.


*Low-cost Fee Structure

*Social Media Like Interface

*Easier and Simple to Use

*Global Presence

*Large Customer Base

How does Venmo work ?

*Download the app and sign up with all your details

*Adjust Venmo Security Settings

*Link your Bank account or Add your credit or Debit card

*You are ready to use Venmo now.

*Cash App

Cash App is the fastest way and the easiest way to buy, sell, deposit, and withdraw Bitcoin. You can send money to, or request from, anyone with a Cash account, via debit card at no cost.

Benefits of Cash App-

*Easy to link your bank account via a debit card

*Offers users a digital wallet

*You can sell and buy Bitcoin via the app

How to use Cash App?

*Get the app from Play Store

*Add all your personal details by signing up

*Add your bank account details

*Use the app securely


Zelle is a mobile payment app that allows users to transfer funds from a linked bank or credit union account to another recipient.

Benefits of using Zelle -

*It enhances user experience

*It can  help banks grow their share of the millennial market

*It increased margins

*You can send money from your laptop or your smartphone

*Offers same-day transfers

*There are no fees for sending or receiving money via Zelle

How does Zelle Works ?

*Download Zeele App on your smartphone/laptop.

*Pick a person/recipient to pay.

*Choose the amount to send

*It’s Done.

*Google Pay

Google Pay is a digital wallet platform developed by Google enabling users to make payments with Android phones, tablets or watches.

Benefits of using Google Pay-

*Quick and Easy way to send and receive money.

*Multiple cashback and rewards benefits.

*multiple layers of security by Google to secure transactions.

*Pay Utility bills, recharge your mobile and do online shopping using this app

*No additional cost of usage

How does Google Pay work ?

*Look for the GooglePay app on your phone

*Open the Google Pay app and add a credit or debit card within Cards tab

*Tap “Get Started” if you are using it for first time

*Google will then verify you via SMS or email authentication.

*Start using Google Pay

*Facebook Messenger

Because everyone is already on Facebook, you can send and receive money through Facebook Messenger.

This system offers easy, quick, and secure ways to make payments on Facebook, messenger and Instagram.


* Easy to send money who are on Facebook

*Your payment information is kept private

*Easy to use from your Facebook chat experience

How to use it ?

*Open Messenger and open a chat with the person you want to pay.

*Tap the plus sign in the lower-left corner.

*Tap the dollar sign.

*Enter the amount you want to pay, and then tap Pay.

*Tap Confirm Payment

*Create a PIN for extra security if using first time

*Enter a four-digit PIN and Tap OK.

* Your payment has been processed.

A payment app works like a digital wallet for you. You can link your bank account information or debit/credit cards to the app. It securely stores all your details so you can use it to send and receive money directly on the app.

If you want a mobile payment app for your business….

Contact @Codenia Technologies LLP

We are here to help you...

Got a question?

We'd love to talk about how we can help you.

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  • ooJpiued2022-04-18 19:38:25


  • ooJpiued2022-04-18 19:38:43


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